About Prodigal

A unified team.
A singular purpose.

We envision a world where all lending, servicing, and collections companies are modernized and simplified by AI-powered communication, context, and clarity.
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Our story

The consumer finance intelligence pioneers.

In 2018, Prodigal’s founders set out with one mission: to ease the pain and turmoil in consumer finance caused by poor communication. We call it consumer finance intelligence.

Our cloud-based AI analyzes every agent/customer conversation for insights, then turns analysis into action with real-time agent assistance, automated notes, and quality assurance.
Nearly one in five U.S. borrowers has engaged with Prodigal over 300 million conversations, and it’s only the beginning. 

We won’t stop until every player in the loan lifecycle experiences the relief of better communication, context, and clarity. That’s our promise, and it’s the heart and soul of Prodigal.
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Our executives

Meet our co-founders.

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Shantanu Gangal, CEO
Shantanu Gangal is the co-founder and CEO of Prodigal. Shantanu has an MBA from Wharton (University of Pennsylvania) and is a Computer Science gold medalist from IIT Bombay. Shantanu has spent years innovating at the intersection of lending and data. Prior to co-founding Prodigal, he led data teams at Fundbox and worked with various banks during his time at Boston Consulting Group and Blackstone.
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Sangram Raje, CTO
Sangram Raje is the co-founder and CTO of Prodigal. Sangram studied Computer Science at IIT Bombay. He has 10+ years of experience writing quantitative trading strategies and working with vast amounts of data for predictive modeling at a top-tier Wall Street hedge fund.
Our culture

Prodigal’s 5 core values.

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Bias for action.
We’re unafraid to make decisions that will drive us forward.
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Radical candor.
We care personally about each other and challenge each other directly to achieve long-term success.
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Curious optimism.
We embrace problems with intelligence. When considering ideas, we ask, “How might it work?” rather than, “Why will it fail?”
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Specificity.
We back ourselves, our arguments, and our points of view with relevant data and details.
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Pursue excellence.
We do whatever it takes to deliver our best and constantly strive to pursue excellence each and every day.
Work with us

What’s your superpower?

We've got great people.
We're a global team spread across three continents and multiple time zones, but we stay close. Thanks to modern tech, we’re a team - no matter where we live.
We support your career growth.
As a dynamic start-up we encourage all our team members to take on challenges, collaborate across departments, and develop their skills.
We take excellent care of you.
In addition to a salary that matches your experience, you’ll get healthcare coverage, unlimited vacation and more. We’ll also set you up with the equipment you need to get your job done.
We're here to learn.
We partner with leading brands across the consumer finance industry, which means you get to experience and interact with a vast spectrum of people and ideas every day.

Are you an engineer? Follow our blog.

Our engineering team shares the latest tech news and insights on our data science and machine learning projects. And we’re always on the lookout for emerging talent.
Check out our blog
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Investors

We’re proudly funded by:

Modernize your operations

Ready to chat when you are.

Ready to revolutionize your business with Prodigal's custom-built consumer finance AI? Let's get started.
We'll be in touch very soon.
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60+
Customers
75
Team members
3
Continents

Join Our Team

Help us expand our mission of introducing consumer finance intelligence to lenders, collectors, and loan services around the world.
Check out our open jobs
60+
Customers
75
Team members
3
Continents