Bringing expertise from the best

What our founders envision

Shantanu Gangal
CEO & Co-Founder

Imagine being part of a company that's driving the next wave of enterprise automation. Just as Al agents are evolving beyond traditional bots to perform nuanced, multi-step actions, our platform is redefining how lenders and consumers interact.

With over a billion unique U.S. consumer interactions, we've built a proprietary intelligence engine that powers a new class of intelligent applications-systems that learn, adapt, and act with human-like precision.

What makes our work exceptional isn't just the scale of our data; it's the domain expertise underpinning it.

Sangram Raje
CTO & Co-Founder

At Prodigal, we believe the engineers who best advance our mission are those who find fulfillment not merely in their scientific and technical knowledge, but in applying that engineering expertise to create real-world solutions.

Understanding who you're solving problems for and demonstrating genuine empathy for customers is paramount – as Y Combinator wisely advises, 'build something people want.'

The foundation of our engineering culture at Prodigal is our team of exceptionally talented and ambitious individuals who inspire one another daily. Together with this remarkable team, we embrace challenging problems that enable us to drive meaningful transformation throughout the industry.

Culture

Prodigal’s 5 core values

Curious optimism

We embrace problems with intelligence. When considering ideas, we ask, “How might it work?” rather than, “Why will it fail?”

Pursue excellence

We do whatever it takes to deliver our best and constantly strive to pursue excellence each and every day.

Bias for action

We’re unafraid to make decisions that will drive us forward.

Radical candor

We care personally about each other and challenge each other directly to achieve long-term success.

Specificity

We back ourselves, our arguments, and our points of view with relevant data and details.

Powered by 1bn+ interactions through 6 applications connected to 1 platform – PIE: Prodigal Intelligence Engine

Supercharged 1bn+ interactions

through 6 applications

connected to 1 platform – PIE: Prodigal Intelligence Engine

Timeline

Milestones in building a vertical AI company

2018
Prodigal founded in Mountain View, CA, backed by Y Combinator.
2019
Achieved product-market fit, analyzing 200M interactions with our first product.
2021
  • Raised Series A from Accel and Menlo Ventures.

  • Launched AI co-pilot—automated note-taking and real-time agent assistance for servicing and collections.
2023
  • Fine-tuned LLMs in production with proprietary, industry-specific data.

  • Launched consumer finance intelligence, enabling hyper personalized servicing and collections.
2024
  • Unveiled Prodigal Intelligence Engine (PIE)—a unified platform for seamless context transfer across all agentic applications.

2025
  • Launched proAgent—an AI-driven agent tailored specifically to consumer finance.

  • Launched proPay—an intelligent, intuitive payment portal.

  • Introduced scoreGenie and trainGenie—agentic workflows to streamline QA and training in lending and collections.
Future
  • Join us in building an agentic workforce that will transform consumer finance
Timeline

Milestones in building a vertical AI company

2018
Prodigal founded in Mountain View, CA, backed by Y Combinator.
2019
Achieved product-market fit, analyzing 200M interactions with our first product.
2021
  • Raised Series A from Accel and Menlo Ventures.

  • Launched AI co-pilot—automated note-taking and real-time agent assistance for servicing and collections.
2023
  • Fine-tuned LLMs in production with proprietary, industry-specific data.

  • Launched consumer finance intelligence, enabling hyper personalized servicing and collections.
2024
  • Unveiled Prodigal Intelligence Engine (PIE)—a unified platform for seamless context transfer across all agentic applications.

2025
  • Launched proAgent—an AI-driven agent tailored specifically to consumer finance.

  • Launched proPay—an intelligent, intuitive payment portal.

  • Introduced scoreGenie and trainGenie—agentic workflows to streamline QA and training in lending and collections.
Future
Join us in building an agentic workforce that will transform consumer finance
Careers

Build the future

Be part of a dynamic team shaping the future of the $18Bn+ lending and collections industry. Leverage AI to solve real-world challenges, build specialized models, and make a lasting impact every single day.

Investors

Supported by the best

Our Series A Investment in Prodigal: Humanizing the Lending Process and Ecosystem
Read more
Y Combinator Backs Debt-Collection Software Maker Prodigal
Read more
Our Journey With Prodigal: Conversational AI With a Purpose
Read more

100+ companies like yours are now AI-native with us

From intelligence layer to agentic workforce, we’re helping consumer finance companies seamlessly transition to AI-native operations.

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